There are two basic types of title insurance – mortgage lender insurance and owner insurance.

If you need a mortgage for your new home, the mortgage lender will probably require that you purchase title insurance to protect the institution’s position as the holder of the mortgage. This mortgage title insurance policy does not protect you, the homeowner.

You need an owner title insurance policy to protect your investment. You only pay once and there is no renewal premium and no expiration date on the policy. This protection lasts as long as you, or your heirs, retain an interest in the property.

Complete the following information to obtain an estimated quote for lender and owner title insurance.